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Where to Buy a Cotton Handkerchief »

Time to Check your Credit Score

I hope you did not max out your credit cards in December. The new year is a time to take a look at just where you stand in terms of your credit rating. It is scary to write this but most Canadians (63%) have never checked their rating – and one quarter of you don’t even know what a credit rating is.

One in five Canadians have been denied a loan because of their rating – which they might not have even know about. This rating affects your ability to rent an apartment, buy a home, get a loan or get a new credit card.

You are entitled to know this information about yourself. Besides just checking to see what is there, you have the ability to correct incorrect information. You can check it by free by mail or in person but online it costs $15.

The two major companies that do this type of work are:
Trans Union Canada (www.tuc.ca)
Equifax Canada (www.equifax.ca)



This entry was posted on Friday, February 3rd, 2012 at 12:18 am and is filed under How To, News. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

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